Coverage C – Personal Property
Definition:
The coverage that insures a homeowner’s belongings inside and outside the home.
Explanation:
This applies to furniture, electronics, clothing, and more. Coverage often has sub-limits for items like jewelry or firearms.
Example:
If thieves steal your laptop and television, Coverage C reimburses you (up to policy limits).
Why it matters:
This term affects how claims are handled and what payout a homeowner may receive.