Fire & Smoke Damage Claims
When Fire Strikes, You Deserve a Full Recovery
A fire can be devastating — not just to your property, but to your peace of mind. Whether it’s a kitchen fire, electrical spark, or large structural blaze, the aftermath leaves behind more than just visible damage. Smoke, soot, and water used to extinguish the fire can create long-term problems that insurers often try to minimize or overlook.
At Watermark Claims Specialists, we handle fire and smoke damage claims with precision, urgency, and a commitment to securing every dollar you’re owed under your policy.
Why Hire a Public Adjuster After a Fire?
Insurance companies may act fast, but not always in your favor. Their goal is to limit payout — our goal is to maximize it. As a licensed public adjuster in New Jersey, we represent you throughout the process, from damage inspection to final settlement.
Common Issues We Help You Overcome
Lowball settlement offers
Denied or delayed claims
Smoke and odor damage being excluded or minimized
Disputes over contents and personal property valuation
Incomplete or rushed inspections by insurance adjusters
What We Do for Fire & Smoke Claims
Complete Damage Assessment – We inspect all visible and hidden damage, including structural damage, smoke infiltration, and water damage from firefighting efforts.
Policy Review & Coverage Breakdown – We analyze your policy to determine what’s covered and how to build the strongest claim possible.
Contents & Personal Property Inventory – We document, evaluate, and claim losses for furniture, appliances, clothing, electronics, and more.
Claim Filing & Negotiation – We prepare and submit all required documents, meet with insurance adjusters, and negotiate on your behalf for the highest settlement.
Rebuilding & Restoration Support – We help ensure you have the funds to properly rebuild or restore your home or business.
Serving All of New Jersey
A fire can be devastating — not just to your property, but to your peace of mind. Whether it’s a kitchen fire, electrical spark, or large structural blaze, the aftermath leaves behind more than just visible damage. Smoke, soot, and water used to extinguish the fire can create long-term problems that insurers often try to minimize or overlook.
At Watermark Claims Specialists, we handle fire and smoke damage claims with precision, urgency, and a commitment to securing every dollar you’re owed under your policy.