Company Adjuster (Staff Adjuster)
Definition:
An insurance adjuster who works directly for the insurance company.
Explanation:
Unlike independent or public adjusters, company adjusters represent the insurer’s interests. Their job is to evaluate claims and determine payouts within the insurer’s guidelines.
Example:
If you file a fire claim, the insurer may send a staff adjuster to inspect the damage and prepare the company’s estimate.
Why it matters:
This term affects how claims are handled and what payout a homeowner may receive.