Staff Adjuster (Company Adjuster)
Definition:
An insurance adjuster employed directly by the insurance company.
Explanation:
Staff adjusters represent the insurer’s interests and evaluate claims according to company policies. They differ from independent and public adjusters.
Example:
If you file a hail claim, the insurer may send a staff adjuster to inspect the damage and prepare the estimate.
Why it matters:
This term affects how claims are handled and what payout a homeowner may receive.