Wind/Hail Damage
Definition:
Loss caused by strong winds, hail, or wind-driven debris.
Explanation:
These perils are commonly covered under homeowners policies, though deductibles may be higher in storm-prone regions.
Example:
If hail dents your siding and shingles, your policy pays for repairs under wind/hail coverage.
Why it matters:
This term affects how claims are handled and what payout a homeowner may receive.